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GLOBAL CITIZENS • MARINERS • YACHT CREW • EXPATRIATES
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Who needs international health insurance?
Various international clientele require worldwide cover: mariners and yacht crew, expatriates, international executives, diplomats, students, entertainers, missionaries and other international travelers. |
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Mariners and Yacht Crew
Whilst many more vessels are providing their crew with medical insurance, cover is often provided for accidents and illness that occur whilst on boat business only, or is work related.
What about coverage when you are ashore on your own time, off-duty, on vacation or between jobs? Health cover is needed 24/7, 365 days a week! Having gaps in your cover can leave you with expenses that can be devastating to you or your family.
Non-marine benefit plans and home country domestic plans may not be adequate for the international lifestyle of yacht crew. Many US corporations who add their crew on the US domestic company plan may not be aware that this may not cover them outside of the US.
Global Citizens and Expatriates
An expatriate ( abbreviated - expat) person who has left one’s own country
With international mobility increasing around the world, more and more people travel or move abroad for business or pleasure. Medical treatment away from home can be expensive and evacuation from a life threatening situation can cost thousands in any currency- more than the cost of the trip itself. Others may simply wish to have the freedom to seek medical care anywhere in the world.
International health plans provide worldwide medical cover and Emergency Evacuation and Repatriation benefits providing peace of mind wherever you may be.
Individual Plans
GLOBAL CITIZEN Annual International Health Insurance is suited for the US citizen or resident and family, expatriate or inpatriate, and has no time limits on or out of the USA.
This means that upon retiring from the international lifestyle and taking up residence full time in the USA you are able to maintain your health plan. Such continuity of cover is very important so as not to face possible problems due to pre-existing conditions when having to change plans if you’re no longer eligible for an international plan. When your lifestyle changes your medical insurance does not have to!
When outside the U.S., connect to a network of international medical providers through premier on-line tools: browse doctor and hospital profiles, schedule appointments, and in many cases, have HTH make direct payments to providers.
Plan features: Renewable comprehensive coverage in and out of the U.S. with no time limit in any one place.
- Up to a $5,000,000 limit.
- Choice to include or exclude USA/Canada in the plan
- Includes $50,000 Accidental Death & Dismemberment, Emergency Medevac & Repatriation
- HTH utilize the AETNA Network with more than 700,000 doctors and 4,400 hospitals to choose from.
- NO SPORTS or PASTIMES EXCLUDED - every activity in covered
- Maternity cover offered (after 12 months) up to policy maximum
- Access an elite network of physicians and hospitals in 180 countries who bill directly to HTH
- No deductible or wait periods for doctor visits or Wellness exams
- 24 hour assistance
Learn more: Quote and Apply
View all HTH Worldwide Plans
Top 5 Reasons Customers Select HTH
mPassportSM - HTH Worldwide's mobile way to trusted medical care anywhere in the world.
Included with all HTH Worldwide insurance programs.
Watch the video now!
Citizen Secure – annually renewable international major-medical and term life insurance for individuals and families of all nationalities in locations around the world.
The Citizen Secure has a standard plan (with or without cover in USA/Canada) and an Economy Plan for those who want to lower their insurance costs.
Time limit in USA (US citizens – 6 months)
Non-U.S. citizens may reside anywhere, including their country of citizenship.
As part of the eligibility requirements U.S. citizens must be outside of the USA when applying, or plan to leave the U.S. within 30 days of their effective date and plan to reside abroad for at least six of the next 12 months.
Optional Dental, Term Life and Accidental Death & Dismemberment (AD&D)
Learn more: Quote and Apply
Citizen Secure Economy
CitizenSecureSM Economy is available to individuals in locations around the world and offers affordable worldwide coverage. With scheduled benefits, this plan is perfect for those who need comprehensive coverage at a price to fit their budget’s needs. Optional Dental, Term Life and AD&D are also available.
Learn more: Quote and Apply
Not sure which MNU plan is right for you?
Let us help you choose the coverage that best fits your needs!
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Reside Blue |
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Plan Overview
• $5,000,000 worldwide cover
• Emergency Medevac and Repatriation
• Maternity and Preventive benefits
• $10,000 Accidental Death & Dismemberment (AD&D) included
• Supplemental Accident benefit
Eligibility
The Reside Blue program is available to persons of any country who are at least 15 days and not older than age 74. US citizens must be outside US at time of application or planning to depart within 30 days. Applicants should not be residing in US more than 9 months during any 12 month period.
RESIDE BLUE – for Mariners and Yacht Crew.
Time limit in USA: up to 9 months
Non US citizens/residents may remain in US waters up to 12 months a year.
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Plan Features
• $5,000,000 worldwide cover
• Emergency Medevac and Repatriation
• Maternity and Preventive benefits
• $10,000 Accidental Death & Dismemberment (AD&D) included, may be increase up to 7 times salary
• Supplemental Accident benefit
. Good sports cover
. optional Dental and Hospital Indemnity |
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Group Plans
Reside Blue
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Plan Overview
• Group plan for 3 or more crewmembers
• $5,000,000 worldwide cover, 365 days a year whether
at work or leisure
• $10,000 Accidental Death & Dismemberment (AD&D)
included. May be increased up to $500,000 per person
• Pre-existing conditions covered after 12 months
• Optional Routine Dental
• Dependants may be covered
• Transferability to RESIDE BLUE individual
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