Trip Cancellation and Travel Medical Insurance
Individuals, Groups and Multi Trip
Whilst all travel insurance plans cover medical expenses, medical evacuation and repatriation of remains, Trip Cancellation plans also covers you for unforeseen covered reasons that cause you to cancel your trip, lost baggage, trip interruption, travel services and other benefits.
Travel Medical insurance
Insurance for travelers is important for anybody travelling outside of their home country. Domestic health plans rarely offer cover outside of home country. This type of travel insurance policy protects you from major and minor medical emergencies, accidents and illnesses during your travels and is one of the smartest uses of your money when it comes to planning your vacation.
Travelling can be an exciting experience; however, the lack of appropriate insurance, should a medical emergency arise, could expose you to serious financial liability. Travel Insurance provides coverage for emergency medical treatment, emergency medical evacuation should the local facilities be inadequate and a number of other benefits. Each plan offers a choice of geographic area of coverage, policy deductible/excess and in some cases choice of coverage limit.
Frequent Travel - Annual Multi Trip plans
One plan that takes care of unlimited trips in a 12 month period (up to 70 days max. per trip - varies with the plan.)
Trip Protection Insurance?
Vacations can be disrupted for many reasons. Comprehensive trip insurance protects you from the costs and headaches associated with airline bankruptcies, flight delays, airline cancellations, tour cancellations, lost luggage and lost hotel reservations. Trip insurance also provides coverage for emergency medical expenses and emergency medical evacuation.
The most common reasons for cancellation include:
- becoming unexpectedly ill or injured and being rendered unfit to travel (by order of a licensed physician)
- hospitalization or death of a non-traveling family member
- various weather or common carrier related issues (varies by policy)
- unforeseen natural disasters at home or the destination
- legal obligation, such as being called for jury duty or to appear as a witness in court
- work related reasons (varies heavily by policy, usually only for layoff/termination)
Some Trip cancellation plans even allow cancellation for any reason.